01★ Best Choice
Rocket Mortgage
Review For Rocket Mortgage
★★★★★★★★★★
4,120 Reviews
Fully online application- Top-rated customer service
- Fast pre-approval
9.8
Exceptional
★★★★★★★★★★
Best Mortgage Lenders 2026
Compare, review and choose a mortgage lender for 2026
02✓ Best Value
Better
Review For Better
★★★★★★★★★★
2,890 Reviews- No lender fees
- Instant rate quotes
- Price-match guarantee
9.6
Exceptional
★★★★★★★★★★
03
Guaranteed Rate
Review For Guaranteed Rate
★★★★★★★★★★
2,140 Reviews- Digital + loan-officer support
- Wide loan selection
- Same-day approval
9.4
Excellent
★★★★★★★★★★
04
loanDepot
Review For loanDepot
★★★★★★★★★★
1,560 Reviews- mello smartloan tech
- Refi & purchase loans
- Lifetime refi guarantee
9.1
Excellent
★★★★★★★★★★
05
New American Funding
Review For New American Funding
★★★★★★★★★★
1,080 Reviews- Flexible credit options
- In-house underwriting
- Strong for first-time buyers
8.8
Great
★★★★★★★★★★
06
AmeriSave
Review For AmeriSave
★★★★★★★★★★
760 Reviews- Low online rates
- Quick rate quotes
- No-obligation pre-qualification
8.5
Great
★★★★★★★★★★
Compare Featurestop picks
| Product | Rocket Mortgage 9.8 | Better 9.6 | Guaranteed Rate 9.4 | loanDepot 9.1 | New American Funding 8.8 |
|---|---|---|---|---|---|
| Highlights | Fully online application · Top-rated customer service · Fast pre-approval | No lender fees · Instant rate quotes · Price-match guarantee | Digital + loan-officer support · Wide loan selection · Same-day approval | mello smartloan tech · Refi & purchase loans · Lifetime refi guarantee | Flexible credit options · In-house underwriting · Strong for first-time buyers |
Our Rating System
Our reviews come from verified users–just like you!
The star ratings are based on the overall rating of each brand. Some reviews are provided via third party suppliers. We encourage you to write a review of your experiences with these brands.
Buying Guide
Our recommendation
Short on time? For most people, Rocket Mortgage is our #1 mortgages pick — it ranks highest overall on features, value and customer satisfaction. If you want the best value, Better is our runner-up and a smart choice for tighter budgets. Start with these two and you really can't go wrong.
How to choose the best mortgages
With so many mortgages options out there, the right choice comes down to four things: the features and coverage you actually get, the price, how dependable the provider is, and what real customers say. We weighed all four to build the ranking above, so you can shortlist in minutes instead of hours.
Our recommendation
For most people, Rocket Mortgage is our #1 pick — it scored highest overall on features, value and customer satisfaction, which is why it tops the list. If you care most about value for money, our Best Value runner-up Better is an excellent alternative and often the smarter pick for tighter budgets.
Our advice: start with the top two — Rocket Mortgage and Better — get a quote or trial from each using the links above, and go with whichever fits your needs and budget best. You really can't go wrong with either.
What to look for
- Features & coverage — make sure the essentials you need are actually included, not locked behind add-ons.
- Price & discounts — compare quotes and watch for bundle, loyalty or new-customer discounts.
- Support & claims — fast, fair, 24/7 help matters most exactly when you need it.
- Reputation — check ratings and verified reviews before you commit.
Every option on this list has been vetted by our team, so any of them is a safe choice — but the higher up the ranking, the more confident we are in recommending it.